Holiday reading

Back from a week’s holiday iin Sri Lanka – lovely, thanks – and ready to get back to work for the New Year, I thought I would share some of the holiday reading I enjoyed. Most was of the crime/thriller sort – a great way to wind down: John Harvey (Good Bait) Michael Connelly (The Black Box) John Grisham (The Litigators) Ian Ranking (Standing in Another Man’s Grave)...
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Tenterden Pudding Club Christmas lunch

Well, the Pudding Club’s Christmas lunch went off well again this year, helped in no small part by Keith Rylands “Ice Quiz” which you can find here:  Pudding Club CHRISTMAS QUIZ 2012  Thank you, Keith! If you want the answers, email me. At the lunch, the winner was Ray Robinson of Gibbons Mannington Phipps – or “GMP” as they are [to be] known – with 16...
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Private mortgages

Often, the “bank of Mum and Dad” is used to fund first time buyers, due to the difficulty of getting mortgage loans from banks and building societies. In such cases, often all the lender wants is – a note signed by the borrower, agreeing to the terms of the loan and its repayment – “a promissory note” – and a mortgage (or charge) over the property being bought to ensure it cannot be sold...
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What are lawyers for?

I am proud to be a lawyer that acts for real people – not an “Inc Lawyer”. See http://memex.naughtons.org/archives/2012/09/12/17010
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Lock-in agreements – use with caution

In the current housing market, it is very tempting to use lock-in agreements to lock-in a potential buyer.  If someone is keen to buy a particular property, but cannot do so immediately (usually because they must first find a buyer for their own home), they may offer to pay a “holding deposit”. Such a deposit is of no value to the seller unless there is agreement as to the...
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