Disclaimers – one of my pet hates

By “disclaimers”, I am actually referring to a very small sub-set: those on fax messages and now – more and more – on emails, which get longer and longer, and are directed at those who receive the message in error. I was never really sure why the advent of the fax meant it was important to put this sort of disclaimer on messages. After all, snail mail gets miss-delivered,...
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Legal help for pub buyers or sellers

If you are planning to buy or sell a pub, you might be interested in these short guides here – Pubs and...
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The merits of a closed shop

The Legal Services Institute – a “think tank” established by the College of Law, so likely to favour, rather than attack, the legal profession – has published a thought provoking paper: The Regulation of Legal Services: What is the Case for Reservation? By “reservation” it refers to the closed shop that exists, prohibiting anyone but qualified lawyers...
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Sometimes clients baffle me

Sometimes, clients seem to be their own worst enemies. I handled a new lease for clients taking over a shop recently. The landlord’s solicitor was very slow, while the clients had an over-optimistic timetable, and started ordering stock in readiness. The inevitable happened, and stock was due to arrive in a matter of days with no draft lease received. When the draft did arrive, it did not...
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Pubs closing, left, right and centre

The early months of a new year are a particularly difficult time for pubs, especially leasehold pubs with brewery and pubco landlords, and is a prime time for pub closures. It’s the season for it After the Christmas holiday boom in business, the slack period of January and February must be endured. This applies to all pubs (and restaurants), unless they have a particularly loyal customer...
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Non-porting “portable” mortgages

It is important to read the small print when paying extra for a so-called portable mortgage – often it will turn out not to be portable after all. Clients of ours are moving to Kent from another part of the country. They are selling their existing house for the same price as they are paying for their new one, both are valued the same, and they want to borrow the same amount: should be...
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