Joint ownership – an update

Posted by Justin on Jan 14, 2013 in Nelsons' Column | 42 comments I have had a couple of enquiries as a result of my earlier blogpost on joint ownership – in both cases, asking whether a person who is a joint owner as a “tenant in common” can mortgage his or her share in the property separately from the other owner’s share. The answer is, “Yes and no”. Yes, in theory a joint owner who is a tenant in common can mortgage (or...
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Holiday reading

Posted by Justin on Jan 1, 2013 in Nelsons' Column | 0 comments Back from a week’s holiday iin Sri Lanka – lovely, thanks – and ready to get back to work for the New Year, I thought I would share some of the holiday reading I enjoyed. Most was of the crime/thriller sort – a great way to wind down: John Harvey (Good Bait) Michael Connelly (The Black Box) John Grisham (The Litigators) Ian Ranking (Standing in Another Man’s Grave)...
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Tenterden Pudding Club Christmas lunch

Posted by Justin on Nov 30, 2012 in Nelsons' Column | 0 comments Well, the Pudding Club’s Christmas lunch went off well again this year, helped in no small part by Keith Rylands “Ice Quiz” which you can find here:  Pudding Club CHRISTMAS QUIZ 2012  Thank you, Keith! If you want the answers, email me. At the lunch, the winner was Ray Robinson of Gibbons Mannington Phipps – or “GMP” as they are [to be] known – with 16...
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Twitter, Facebook and LinkedIn test

Posted by Justin on Nov 26, 2012 in Nelsons' Column | 0 comments This is just a test
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Private mortgages

Posted by Justin on Nov 25, 2012 in Nelsons' Column | 1 comment Often, the “bank of Mum and Dad” is used to fund first time buyers, due to the difficulty of getting mortgage loans from banks and building societies. In such cases, often all the lender wants is – a note signed by the borrower, agreeing to the terms of the loan and its repayment – “a promissory note” – and a mortgage (or charge) over the property being bought to ensure it cannot be sold...
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